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Company Press Release

uMember.com and Patelco CU Join Forces to Offer Customers Online Shopping Without the Use of a Credit Card

LOS ANGELES--(BUSINESS WIRE)--June 13, 2000--uMember.com Inc. (OTCBB:UMEM - news), an online membership discount megastore, and Patelco Credit Union teamed up to give members the ability to engage in online shopping without the use of a credit card.

``We are very proud to be partnering with Patelco. Its management team is known in the industry as the leaders in embracing new technologies,'' said Leon Hasson, president of uMember.com. ``We are looking forward to offering this technology to other credit unions as well as helping them bring more value and savings to their members.''

uMember.com and Patelco accomplished the project by setting up member accounts on the uMember.com secure site. A member who makes a purchase has money transferred directly from their Patelco account and deposited into uMember.com's account, eliminating the need for a credit card transaction entirely.

Patelco's 180,000 members are eligible for Internet banking services and credit card-free transactions on uMember.com. The co-branded, online community will soon offer auctions, chat, news and more, which Patelco's members will be able to access as well.

Scott Waite, senior vice president and chief financial officer of Patelco CU, cited two reasons for eliminating credit cards from Web-based shopping: ``We wanted to eliminate the interchange expenses of a credit card transaction -- about 1 to 2% of purchase price -- saving our union members money. Also, there's no credit card number at all, so it cuts down on fraud potential.''

Waite said the project has worked out well and he is excited about teaming up with uMember.com, which offers nearly a million products at discounts of up to 80% to the members of its affiliated organizations.

If members want to make a purchase with the credit union's credit card or take out a loan to make a purchase, they may do so. Members may even take out a home-equity line of credit to buy items from uMember.com.

``Members can make a purchase with something that's tax deductible as mortgage interest. That's an attractive option,'' added Waite.

About uMember.com

uMember.com is a B2B2C e-commerce company which enhances membership organizations with the power of online shopping, auctions, and consumer and community services. The company helps organizations build ``e-relationships'' with its members through engaging and interactive online communities with chats, bulletin boards, news and classified ads. uMember.com is on the World Wide Web at www.umember.com.

This news release contains forward-looking statements within the meaning of Section 27A of the Securities Act of 1933, as amended, and Section 21E of the Securities Exchange Act of 1934, as amended. Such statements are subject to risks and uncertainties that could cause actual results to vary materially from those projected in the forward-looking statements. The company may experience significant fluctuations in future operating results due to a number of economic, competitive and other factors, including, among other things, the size and timing of customer contracts, new or increased competition, changes in market demand and seasonality of purchases of the company's products and services. uMember.com is a development stage company with a limited operating history. There is no assurance that the operation of uMember.com or the skill provided by its personnel will result in positive operating results or significant membership development. These factors and others could cause operating results to vary significantly from those in prior periods and those projected in forward-looking statements. Additional information with respect to these and other factors, which could materially affect the company and its operations, are included in certain forms the company expects to file with the Securities and Exchange Commission.

     uMember.com
     Jim Fredo, 310/552-3444 ext. 252
       jfredo@umember.com